I know a lot of artists use anim8or, so I understand and agree with what you're saying. I'm just about finished with my first novel, and I need a website, and I was thinking of making a small, free game to put on the site. I'm not going to use any downloaded models, mostly because of possible legal issues, and since money is short with me right now, I've decided to build the site and the game myself. A program like Make Human could save me a great deal of time if I decide to put a lot of characters in the game. I still haven't really checked it out, or their permissions, but many of the stills on the site, and eventually the game, will be the contorted monsters from my novel, so I would have to remodel anything I downloaded, or I make with a program like Make Human.